Tuesday, September 14, 2010

Waiting still

We have been in Sacramento four weeks today.  Melissa's loan was "suppose" to close around  August 20 and here we still sit.  None of the delays have anything to do with Melissa but  rather unprofessional "professionals".  No proactive thinking with this group.  I guess the real estate/loan industry feels everyone should just be darn happy they are willing to work with anyone.  This whole process is so jacked up.  I can't tell you the number of times Melissa has been told that closing was imminent when at the last minute another form is needed - oops that will be another 24 or 48 hours (happened twice in the last two and half weeks).  Once approval was given and Melissa signed her documents last Thursday evening, funding and closing was to happen Monday, Tuesday at the latest - both days have come and gone.    Oops, another issue has reared its head.   Got to get the necessary form and approval before the loan can be recorded.    No wonder people are just giving up on trying to get real estate loans.  Good news: loan was funded today.  With all these "delays", John and I feel really bad that we didn't complete our commitment to Fort Welikit because it is very apparent now that we could have.  Sigh.

Cal Expo only allows you to stay 30 days so we were faced with having to move to the Elks who only allow you to stay one week (no sewer hookups).  We figure once we actually start work on Melissa's condo, it may take us two to three weeks to get everything the way she wants it for now.     John had been told by some Elk Knight that longer stays than one week were allowed.  When we stopped by the Elks to see if we needed to make reservations or just show up, the very unfriendly almost bordering on rude woman working the front desk made it sound like extending would be a problem.  Great.  Trying to take the road of least resistance, we decided to try to see if Cal Expo would work with us by allowing us to extend another month (A month is cheaper than three weeks).  Thankfully, we were approved.  We will have to change sites on Friday which we will gladly do.  One problem solved, now if only Melissa could get her docs recorded and be given her keys so she/us can move forward.  Any inconvenience we've experienced is nothing compared to the limbo Melissa has been in the past few months.  She said that there is no way she ever wants to go through this again.  Maybe it is like childbirth and given a few years, she'll change her mind lol.